More than One in Five Americans Consider Credit Essential
According to the September poll hosted on the National Foundation for Credit Counseling (NFCC) website, 22 percent of more than 1,900 respondents indicated they could not make ends meet without access...
View ArticleSave Money By Stocking Your Pantry
Having a pantry to work from is such a time saver and money saver. I’ve utilized this approach and it’s helped me create “something” on those nights that I had no idea what to make. Open the cupboard...
View ArticleLearning From Your Financial Mistakes
Mary Hunt has compiled a great list of items that can help us re-evaluate mistakes we’ve all made – and have cost us money in the end. With “planning” and taking a second look at the whole picture we...
View ArticleClean That Closet!
I admit – I’m one of “them.” I have clothes in my closet that I anticipated wearing – yet they sit in my closet with the price tag on, like being at a junior high school dance and left to sit on the...
View ArticleJournal in a Jar
A gift that takes minimal funds but will be giving for years to come – below, Mary Hunt explains how to create a “journal in a jar.” Stories from your loved ones that can be captured and shared with...
View ArticleConsequences of Overspending on the Holidays
Millions of consumers have begun their holiday shopping, snagging sale items either in-person or online, and therefore considering themselves savvy shoppers. At the same time, many lost sight of the...
View ArticleAre You Profiled as a High Achiever by FICO?
I received this information the other day from and thought it was interesting and worth sharing. The original study was published by myFICO.com, the consumer division of FICO, the company that invented...
View ArticleGift Giving Doesn’t Have To Break The Bank
The holiday season can bring great joy – and frustration. It all depends how you approach it. In an effort to keep yourself sane – and your pocketbook within budget, try creating a gift that will have...
View ArticleWays to Find Money and Offset Social Security Tax Hike
Paychecks are getting smaller. While many Americans are breathing a sigh of relief that their income tax did not increase, there is nonetheless a tax increase that will impact all paychecks. The Social...
View ArticleSimplify in 2013
New year – new rules? Well, maybe not new – but something to work towards. Yes, call it a new year’s resolution or call it a feeling that you want to take charge of parts of your life that have been a...
View ArticleTear Down Attitudes of Entitlement
My financial schooling was subtle growing up. My parents bought items when they could afford it – not relying on credit. They paid a bill when it came and didn’t wait for the “due date.” In teaching my...
View ArticleGuide to Disputing Credit Report Inaccuracies
The accuracy of credit reports has been in the news lately, causing consumers to wonder how error-free their own report is. Since credit reports are the backbone of the all-important credit score, it...
View ArticleSurvival Plan for Maintaining Financial Stability during Sequestration
Sequestration is now in place, and along with it came a good amount of uncertainty, causing many Americans to wonder how they will be impacted. By some estimates, more than one million employees of...
View ArticleMaking the Case against Receiving a Federal Income Tax Refund
Millions of Americans celebrate receiving an income tax refund each year. Many of these same people live each month under the burden of financial hardship, struggling to make ends meet, often falling...
View ArticleWays to Guarantee a Great Family Vacation
Family vacations. These two words can evoke memories that stand up the hairs on the back of your neck, or bring a huge smile to your face and a “warm fuzzy” all over. Now that our children are grown...
View ArticleMother’s Day on a Budget
It’s that time of year again…Spring Clean Up; Window washing, clearing the yard of winter’s remnants and dusting off the grill. AND it’s also nearing Mother’s Day. Mother’s Day doesn’t need to equate...
View ArticleFather’s Day on a Budget
With Father’s Day fast approaching, it’s time again to figure out how you are going to celebrate the Dad in your life. Mary Hunt from Everyday Cheapskate has come up with some awesome gift ideas that...
View ArticleExcerpts from the Experts
With Fathers Day approaching, what better place to look for fatherly financial advice than from dads who also happen to be executives at the National Foundation for Credit Counseling (NFCC) Member...
View ArticleFinancial Survival Skills for Your College Bound Kid
Every summer, a new crop of students graduate from high school, and their parents get ready to release them into the wild. Many of these students are planning to continue their schooling, so their...
View ArticleConsumers Confused Over Purpose of a Budget
A recent poll on the National Foundation for Credit Counseling (NFCC) website revealed that 57 percent of respondents misunderstand the purpose of a budget, viewing it as a restriction on their...
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